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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,688 | $72,177-72.7% | $115,038-82.9% | $59,633-67.0% |
| Participation rate | 76.1% | 72.6%+3.5pp | 81.4%-5.3pp | 68.7%+7.4pp |
| Annual return | 6.45% | 12.02%-5.6pp | 26.14%-19.7pp | 2041.45%-2035.0pp |
| Employer contribution / active EE | $1,590 | $2,841-44.1% | $4,608-65.5% | $2,203-27.8% |
| Participant deferral / active EE | $2,872 | $4,783-40.0% | $6,026-52.4% | $3,192-10.0% |
| Admin fee / account holder | $4,656 | $4,927-5.5% | $8,175-43.0% | $4,297+8.4% |