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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,362 | $135,956-85.0% | $123,894-83.6% | $273,972-92.6% |
| Participation rate | 80.0% | 84.1%-4.1pp | 81.4%-1.4pp | 83.0%-3.0pp |
| Annual return | 42.88% | 56.63%-13.7pp | 47.52%-4.6pp | 41.46%+1.4pp |
| Employer contribution / active EE | $1,184 | $5,170-77.1% | $4,617-74.3% | $4,869-75.7% |
| Participant deferral / active EE | $3,332 | $6,343-47.5% | $5,984-44.3% | $5,287-37.0% |
| Admin fee / account holder | $3,236 | $9,817-67.0% | $8,357-61.3% | $10,133-68.1% |