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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,758 | $97,289+96.1% | $92,805+105.5% | $155,188+22.9% |
| Participation rate | 100.0% | 84.2%+15.8pp | 83.5%+16.5pp | 80.8%+19.2pp |
| Annual return | 19.27% | 29.03%-9.8pp | 31.59%-12.3pp | 148.84%-129.6pp |
| Employer contribution / active EE | $13,968 | $3,632+284.6% | $3,424+307.9% | $4,248+228.8% |
| Participant deferral / active EE | $7,765 | $8,795-11.7% | $8,448-8.1% | $6,531+18.9% |
| Admin fee / account holder | $2,194 | $12,015-81.7% | $10,911-79.9% | $14,480-84.8% |