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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,714 | $108,897+30.1% | $100,378+41.2% | $145,877-2.9% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 15.18% | 58.17%-43.0pp | 49.41%-34.2pp | 551.28%-536.1pp |
| Employer contribution / active EE | $3,576 | $4,420-19.1% | $3,942-9.3% | $4,663-23.3% |
| Participant deferral / active EE | $7,316 | $8,455-13.5% | $8,087-9.5% | $6,691+9.3% |
| Admin fee / account holder | $1,606 | $9,690-83.4% | $7,899-79.7% | $13,402-88.0% |