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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,556 | $110,083-61.3% | $151,645-71.9% | $68,490-37.9% |
| Participation rate | 76.9% | 84.0%-7.0pp | 87.5%-10.6pp | 67.9%+9.0pp |
| Annual return | -18.67% | -10.12%-8.5pp | 3.34%-22.0pp | -7.85%-10.8pp |
| Employer contribution / active EE | $2,511 | $4,470-43.8% | $6,165-59.3% | $2,597-3.3% |
| Participant deferral / active EE | $3,335 | $6,526-48.9% | $8,363-60.1% | $4,028-17.2% |
| Admin fee / account holder | $4,471 | $7,718-42.1% | $11,614-61.5% | $5,403-17.3% |