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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,315 | $160,059-81.7% | $140,019-79.1% | $135,380-78.3% |
| Participation rate | 94.1% | 88.5%+5.6pp | 87.5%+6.6pp | 82.6%+11.5pp |
| Annual return | 63.04% | 911.48%-848.4pp | 651.17%-588.1pp | 519.81%-456.8pp |
| Employer contribution / active EE | $2,636 | $6,420-58.9% | $5,605-53.0% | $4,779-44.8% |
| Participant deferral / active EE | $3,459 | $7,641-54.7% | $6,927-50.1% | $5,609-38.3% |
| Admin fee / account holder | $713 | $13,328-94.6% | $10,705-93.3% | $10,828-93.4% |