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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,257 | $114,119-6.0% | $107,187+0.1% | $138,895-22.8% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 10.53% | 273.21%-262.7pp | 204.55%-194.0pp | 145.39%-134.9pp |
| Employer contribution / active EE | $8,593 | $4,059+111.7% | $3,782+127.2% | $4,194+104.9% |
| Participant deferral / active EE | $7,450 | $5,538+34.5% | $5,096+46.2% | $6,396+16.5% |
| Admin fee / account holder | $1,680 | $10,024-83.2% | $9,162-81.7% | $12,562-86.6% |