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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,428 | $85,790-63.4% | $67,313-53.3% | $135,380-76.8% |
| Participation rate | 85.7% | 76.5%+9.2pp | 69.1%+16.6pp | 82.6%+3.1pp |
| Annual return | -9.68% | -0.54%-9.1pp | -4.08%-5.6pp | 519.81%-529.5pp |
| Employer contribution / active EE | $2,317 | $3,487-33.6% | $2,566-9.7% | $4,779-51.5% |
| Participant deferral / active EE | $2,535 | $4,651-45.5% | $3,568-29.0% | $5,609-54.8% |
| Admin fee / account holder | $1,996 | $6,392-68.8% | $4,507-55.7% | $10,828-81.6% |