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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,444 | $115,810-57.3% | $101,271-51.2% | $158,966-68.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 6.91% | 56.15%-49.2pp | 46.48%-39.6pp | 302.95%-296.0pp |
| Employer contribution / active EE | $2,462 | $4,175-41.0% | $3,660-32.7% | $4,762-48.3% |
| Participant deferral / active EE | $5,651 | $4,958+14.0% | $4,371+29.3% | $5,983-5.5% |
| Admin fee / account holder | $3,511 | $7,248-51.6% | $5,948-41.0% | $11,250-68.8% |