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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,344 | $77,472-26.0% | $100,415-42.9% | $80,959-29.2% |
| Participation rate | 100.0% | 76.9%+23.1pp | 81.5%+18.5pp | 67.7%+32.3pp |
| Annual return | 12.63% | 37.26%-24.6pp | 49.47%-36.8pp | 35.67%-23.0pp |
| Employer contribution / active EE | $9,074 | $2,800+224.0% | $3,943+130.1% | $2,757+229.1% |
| Participant deferral / active EE | $14,160 | $6,818+107.7% | $8,091+75.0% | $4,300+229.3% |
| Admin fee / account holder | $1,727 | $5,885-70.6% | $7,906-78.2% | $6,925-75.1% |