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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,471 | $102,663-51.8% | $86,216-42.6% | $139,466-64.5% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 42.26% | 1924.52%-1882.3pp | 1169.42%-1127.2pp | 373.66%-331.4pp |
| Employer contribution / active EE | $932 | $3,035-69.3% | $2,382-60.9% | $4,754-80.4% |
| Participant deferral / active EE | $10,000 | $4,677+113.8% | $3,986+150.9% | $6,712+49.0% |
| Admin fee / account holder | $897 | $8,663-89.6% | $6,853-86.9% | $11,409-92.1% |