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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,189 | $95,915-70.6% | $79,580-64.6% | $134,532-79.0% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -38.73% | -2.71%-36.0pp | 0.15%-38.9pp | 418.27%-457.0pp |
| Employer contribution / active EE | $903 | $3,129-71.1% | $2,413-62.6% | $4,741-81.0% |
| Participant deferral / active EE | $9,000 | $4,693+91.8% | $3,985+125.8% | $6,401+40.6% |
| Admin fee / account holder | $629 | $9,132-93.1% | $6,835-90.8% | $11,429-94.5% |