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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,328 | $111,878-34.5% | $93,727-21.8% | $145,897-49.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 28.99% | 204.28%-175.3pp | 133.83%-104.8pp | 552.29%-523.3pp |
| Employer contribution / active EE | $1,123 | $3,092-63.7% | $2,421-53.6% | $4,663-75.9% |
| Participant deferral / active EE | $12,200 | $4,920+147.9% | $4,417+176.2% | $6,689+82.4% |
| Admin fee / account holder | $1,371 | $10,256-86.6% | $8,292-83.5% | $13,390-89.8% |