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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,276 | $103,164-68.7% | $90,259-64.2% | $154,746-79.1% |
| Participation rate | 100.0% | 76.1%+23.9pp | 70.7%+29.3pp | 80.7%+19.3pp |
| Annual return | 17.50% | 19.25%-1.8pp | 18.88%-1.4pp | 172.34%-154.8pp |
| Employer contribution / active EE | $879 | $2,532-65.3% | $2,291-61.6% | $4,379-79.9% |
| Participant deferral / active EE | $2,479 | $4,422-43.9% | $3,827-35.2% | $6,730-63.2% |
| Admin fee / account holder | $840 | $8,593-90.2% | $7,267-88.4% | $14,365-94.2% |