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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,514 | $100,147-74.5% | $81,286-68.6% | $145,877-82.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 22.60% | 34.44%-11.8pp | 24.80%-2.2pp | 551.28%-528.7pp |
| Employer contribution / active EE | $746 | $2,977-74.9% | $2,463-69.7% | $4,663-84.0% |
| Participant deferral / active EE | $2,113 | $4,607-54.1% | $3,883-45.6% | $6,691-68.4% |
| Admin fee / account holder | $824 | $8,201-90.0% | $5,764-85.7% | $13,402-93.9% |