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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,514 | $100,262-74.6% | $81,370-68.6% | $145,897-82.5% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 22.60% | 34.52%-11.9pp | 24.85%-2.3pp | 552.29%-529.7pp |
| Employer contribution / active EE | $746 | $2,979-75.0% | $2,464-69.7% | $4,663-84.0% |
| Participant deferral / active EE | $2,113 | $4,612-54.2% | $3,885-45.6% | $6,689-68.4% |
| Admin fee / account holder | $824 | $8,163-89.9% | $5,749-85.7% | $13,390-93.8% |