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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,260 | $97,729+235.9% | $83,830+291.6% | $135,379+142.5% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -7.15% | 1287.52%-1294.7pp | 850.97%-858.1pp | 519.79%-526.9pp |
| Employer contribution / active EE | $13,341 | $4,222+216.0% | $3,631+267.4% | $4,779+179.2% |
| Participant deferral / active EE | $12,250 | $4,683+161.6% | $4,082+200.1% | $5,609+118.4% |
| Admin fee / account holder | $1,238 | $6,674-81.4% | $5,479-77.4% | $10,828-88.6% |