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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,575 | $158,827-24.7% | $121,208-1.3% | $135,382-11.7% |
| Participation rate | 100.0% | 79.3%+20.7pp | 71.8%+28.2pp | 82.6%+17.4pp |
| Annual return | -3.75% | -0.64%-3.1pp | 16.93%-20.7pp | 519.77%-523.5pp |
| Employer contribution / active EE | $0 | $5,666-100.0% | $4,023-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $6,250 | $4,006+56.0% | $3,345+86.8% | $5,609+11.4% |
| Admin fee / account holder | $1,988 | $6,514-69.5% | $5,020-60.4% | $10,829-81.6% |