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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,218 | $156,398+113.7% | $147,318+126.9% | $138,895+140.6% |
| Participation rate | 94.7% | 83.8%+11.0pp | 82.1%+12.7pp | 79.9%+14.8pp |
| Annual return | 17.79% | 78.75%-61.0pp | 70.43%-52.6pp | 145.39%-127.6pp |
| Employer contribution / active EE | $7,963 | $4,853+64.1% | $4,593+73.4% | $4,194+89.9% |
| Participant deferral / active EE | $12,874 | $8,237+56.3% | $7,906+62.8% | $6,396+101.3% |
| Admin fee / account holder | $10,133 | $14,976-32.3% | $13,708-26.1% | $12,562-19.3% |