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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,369 | $175,259+91.4% | $149,723+124.0% | $139,487+140.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 10.55% | 166.82%-156.3pp | 134.50%-123.9pp | 373.84%-363.3pp |
| Employer contribution / active EE | $18,295 | $5,478+233.9% | $4,821+279.5% | $4,755+284.8% |
| Participant deferral / active EE | $17,817 | $6,522+173.2% | $5,682+213.5% | $6,713+165.4% |
| Admin fee / account holder | $1,959 | $16,158-87.9% | $13,215-85.2% | $11,407-82.8% |