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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,155 | $217,432-17.6% | $185,849-3.6% | $167,536+6.9% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 7.82% | 148.42%-140.6pp | 122.10%-114.3pp | 478.82%-471.0pp |
| Employer contribution / active EE | $7,246 | $5,875+23.3% | $5,169+40.2% | $4,839+49.7% |
| Participant deferral / active EE | $7,685 | $6,357+20.9% | $5,569+38.0% | $6,342+21.2% |
| Admin fee / account holder | $45,739 | $19,818+130.8% | $16,244+181.6% | $12,315+271.4% |