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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $376,300 | $172,111+118.6% | $150,298+150.4% | $137,256+174.2% |
| Participation rate | 71.4% | 81.7%-10.3pp | 77.8%-6.3pp | 80.0%-8.5pp |
| Annual return | 12.84% | 69.37%-56.5pp | 62.79%-49.9pp | 220.34%-207.5pp |
| Employer contribution / active EE | $10,128 | $4,636+118.4% | $4,154+143.8% | $4,156+143.7% |
| Participant deferral / active EE | $7,486 | $6,166+21.4% | $5,453+37.3% | $6,407+16.8% |
| Admin fee / account holder | $2,114 | $16,471-87.2% | $14,116-85.0% | $12,270-82.8% |