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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,588 | $98,766+45.4% | $149,730-4.1% | $79,852+79.8% |
| Participation rate | 97.2% | 75.8%+21.4pp | 82.5%+14.7pp | 69.6%+27.6pp |
| Annual return | 47.46% | 27.43%+20.0pp | 276.70%-229.2pp | 31.72%+15.7pp |
| Employer contribution / active EE | $3,152 | $3,217-2.0% | $4,645-32.1% | $2,471+27.6% |
| Participant deferral / active EE | $3,162 | $5,681-44.3% | $6,843-53.8% | $3,740-15.5% |
| Admin fee / account holder | $48,124 | $6,052+695.2% | $9,310+416.9% | $5,306+806.9% |