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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,062 | $52,519-52.3% | $155,789-83.9% | $59,633-58.0% |
| Participation rate | 84.4% | 61.7%+22.7pp | 76.1%+8.3pp | 68.7%+15.7pp |
| Annual return | -4.89% | 53.51%-58.4pp | 71.54%-76.4pp | 2041.45%-2046.3pp |
| Employer contribution / active EE | $752 | $1,589-52.7% | $3,839-80.4% | $2,203-65.9% |
| Participant deferral / active EE | $2,170 | $3,084-29.6% | $4,798-54.8% | $3,192-32.0% |
| Admin fee / account holder | $353 | $3,540-90.0% | $7,477-95.3% | $4,297-91.8% |