Retirement plan

BIG RIVER RESOURCES WEST BURLINGTON LLC EMPLOYEE 401K SAVINGS PLAN

Name: BIG RIVER RESOURCES WEST BURLINGTON LLC - BIG RIVER RESOURCES WEST BURLINGTON LLC EMPLOYEE 401K SAVINGS PLAN (2015) Form 5500
Creator: BIG RIVER RESOURCES WEST BURLINGTON LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BIG RIVER RESOURCES WEST BURLINGTON LLC EMPLOYEE 401K SAVINGS PLAN, BIG RIVER RESOURCES WEST BURLINGTON LLC

BIG RIVER RESOURCES WEST BURLINGTON LLCEIN 71-0913379Plan #001PY 2015

ATSB, PO BOX 938 - DUBUQUE, IA 520040938800-548-2995LinkedIn201-500 employeesoil & energy

Prospect flagsHigh feesFailed to transmit contributions

How to read this page

Total assets (EOY)

$10.5M

No prior year

Total participants

219

No prior year

Average account balance

$48,298

No prior year

Annual return

-1.38%

No prior year

Benchmarks

See 1,746 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants100-249

Cohort1,746 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$29.66M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$94K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

316

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.51M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.86%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$447

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
AMERICAN REALTY ADVISORS1+ years Filed as: AMERICAN TRUST & SAVINGS BANK Service code 15 895 MAIN STREET · DUBUQUE, IA 520040938	Recordkeeping	$60,921
TWO WEST CAPITAL ADVISORS1+ years Filed as: TWO RIVERS BANK & TRUST Service code 16 222 N MAIN STREET · BURLINGTON, IA 52601	Consulting	$25,241

Plan features & details

Pension benefit codes2E2F2G2J2K2T3B3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$86K

$433 / participant

Other / not subdivided$86K100.0%

% of EOY assets

0.822%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CPA ASSOCIATES
Auditor EIN: 421144302
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$48,298

$53,412-9.6%

$68,509-29.5%

$52,331-7.7%

Participation rate

99.0%

71.7%+27.3pp

74.7%+24.3pp

68.1%+30.9pp

Annual return

-1.38%

3.42%-4.8pp

8.27%-9.6pp

4.54%-5.9pp

Employer contribution / active EE

$4,618

$1,607+187.3%

$2,278+102.7%

$1,882+145.4%

Participant deferral / active EE

$3,323

$2,688+23.6%

$3,382-1.8%

$3,022+9.9%

Admin fee / account holder

$397

$461-13.8%

$5,275-92.5%

$592-32.9%

Provider

Service type

Compensation

AMERICAN REALTY ADVISORS1+ years

Filed as: AMERICAN TRUST & SAVINGS BANK

Service code 15

895 MAIN STREET · DUBUQUE, IA 520040938

Recordkeeping

$60,921

TWO WEST CAPITAL ADVISORS1+ years

Filed as: TWO RIVERS BANK & TRUST

Service code 16

222 N MAIN STREET · BURLINGTON, IA 52601

Consulting

$25,241

BIG RIVER RESOURCES WEST BURLINGTON LLC EMPLOYEE 401K SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BIG RIVER RESOURCES WEST BURLINGTON LLC EMPLOYEE 401K SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion