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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,577 | $118,467+42.3% | $98,450+71.2% | $139,456+20.9% |
| Participation rate | 90.9% | 77.5%+13.5pp | 75.2%+15.7pp | 80.3%+10.6pp |
| Annual return | 15.55% | 18.95%-3.4pp | 21.16%-5.6pp | 373.45%-357.9pp |
| Employer contribution / active EE | $16,968 | $3,611+369.9% | $3,049+456.5% | $4,753+257.0% |
| Participant deferral / active EE | $15,873 | $5,393+194.3% | $4,739+235.0% | $6,711+136.5% |
| Admin fee / account holder | $1,137 | $14,057-91.9% | $8,961-87.3% | $11,407-90.0% |