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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,139 | $102,393-55.9% | $147,041-69.3% | $80,911-44.2% |
| Participation rate | 92.6% | 75.9%+16.7pp | 82.2%+10.4pp | 67.6%+24.9pp |
| Annual return | 17.88% | 134.95%-117.1pp | 419.21%-401.3pp | 35.63%-17.8pp |
| Employer contribution / active EE | $2,246 | $3,715-39.5% | $4,935-54.5% | $2,756-18.5% |
| Participant deferral / active EE | $4,510 | $6,647-32.1% | $8,071-44.1% | $4,297+5.0% |
| Admin fee / account holder | $2,702 | $7,943-66.0% | $13,006-79.2% | $6,935-61.0% |