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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $650,577 | $111,814+481.8% | $103,378+529.3% | $145,978+345.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 15.17% | 24.80%-9.6pp | 24.91%-9.7pp | 550.52%-535.3pp |
| Employer contribution / active EE | $16,470 | $4,215+290.7% | $3,870+325.5% | $4,662+253.3% |
| Participant deferral / active EE | $10,156 | $5,618+80.8% | $5,058+100.8% | $6,690+51.8% |
| Admin fee / account holder | $3,660 | $9,764-62.5% | $8,401-56.4% | $13,400-72.7% |