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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,624 | $81,504+16.1% | $102,437-7.6% | $80,959+16.9% |
| Participation rate | 76.9% | 66.9%+10.1pp | 74.5%+2.4pp | 67.7%+9.3pp |
| Annual return | 12.70% | 25.60%-12.9pp | 24.95%-12.3pp | 35.67%-23.0pp |
| Employer contribution / active EE | $3,990 | $3,104+28.6% | $3,871+3.1% | $2,757+44.7% |
| Participant deferral / active EE | $11,234 | $3,871+190.2% | $5,060+122.0% | $4,300+161.2% |
| Admin fee / account holder | $2,632 | $6,719-60.8% | $8,388-68.6% | $6,925-62.0% |