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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,096 | $29,733+61.8% | $56,025-14.2% | $80,959-40.6% |
| Participation rate | 41.7% | 41.7%-0.1pp | 52.5%-10.8pp | 67.7%-26.0pp |
| Annual return | 15.94% | 35.28%-19.3pp | 1712.69%-1696.7pp | 35.67%-19.7pp |
| Employer contribution / active EE | $1,201 | $672+78.7% | $1,042+15.3% | $2,757-56.5% |
| Participant deferral / active EE | $2,358 | $1,229+91.8% | $1,955+20.6% | $4,300-45.2% |
| Admin fee / account holder | $2,056 | $2,434-15.5% | $2,828-27.3% | $6,925-70.3% |