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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,096 | $29,716+61.9% | $56,077-14.2% | $80,925-40.6% |
| Participation rate | 41.7% | 41.7%0pp | 52.5%-10.8pp | 67.7%-26.0pp |
| Annual return | 15.94% | 35.30%-19.4pp | 1709.28%-1693.3pp | 35.65%-19.7pp |
| Employer contribution / active EE | $1,201 | $671+78.9% | $1,040+15.4% | $2,756-56.4% |
| Participant deferral / active EE | $2,358 | $1,228+92.0% | $1,954+20.7% | $4,299-45.1% |
| Admin fee / account holder | $2,056 | $2,432-15.5% | $2,825-27.2% | $6,940-70.4% |