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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,065 | $117,829+37.5% | $102,423+58.2% | $145,877+11.1% |
| Participation rate | 90.9% | 78.6%+12.3pp | 76.5%+14.4pp | 80.3%+10.6pp |
| Annual return | 13.06% | 31.83%-18.8pp | 29.42%-16.4pp | 551.28%-538.2pp |
| Employer contribution / active EE | $2,709 | $3,615-25.1% | $3,023-10.4% | $4,663-41.9% |
| Participant deferral / active EE | $11,509 | $5,732+100.8% | $5,054+127.7% | $6,691+72.0% |
| Admin fee / account holder | $3,200 | $13,335-76.0% | $9,455-66.2% | $13,402-76.1% |