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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,066 | $110,212+22.6% | $96,534+39.9% | $139,466-3.2% |
| Participation rate | 91.7% | 78.1%+13.5pp | 76.0%+15.7pp | 80.3%+11.3pp |
| Annual return | 17.50% | 26.42%-8.9pp | 25.88%-8.4pp | 373.66%-356.2pp |
| Employer contribution / active EE | $2,626 | $3,620-27.4% | $2,965-11.4% | $4,754-44.8% |
| Participant deferral / active EE | $10,365 | $5,547+86.8% | $4,851+113.7% | $6,712+54.4% |
| Admin fee / account holder | $1,998 | $11,599-82.8% | $8,253-75.8% | $11,409-82.5% |