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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,065 | $117,895+37.5% | $102,460+58.2% | $145,897+11.1% |
| Participation rate | 90.9% | 78.6%+12.3pp | 76.5%+14.4pp | 80.3%+10.6pp |
| Annual return | 13.06% | 31.92%-18.9pp | 29.47%-16.4pp | 552.29%-539.2pp |
| Employer contribution / active EE | $2,709 | $3,619-25.1% | $3,025-10.5% | $4,663-41.9% |
| Participant deferral / active EE | $11,509 | $5,736+100.6% | $5,056+127.6% | $6,689+72.0% |
| Admin fee / account holder | $3,200 | $13,353-76.0% | $9,460-66.2% | $13,390-76.1% |