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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,432 | $124,425+62.7% | $112,040+80.7% | $137,256+47.5% |
| Participation rate | 88.9% | 79.3%+9.6pp | 76.5%+12.4pp | 80.0%+8.9pp |
| Annual return | 12.57% | 24.72%-12.1pp | 24.52%-11.9pp | 220.34%-207.8pp |
| Employer contribution / active EE | $2,394 | $3,411-29.8% | $2,954-19.0% | $4,156-42.4% |
| Participant deferral / active EE | $9,812 | $5,718+71.6% | $5,098+92.5% | $6,407+53.2% |
| Admin fee / account holder | $17,537 | $15,207+15.3% | $12,098+45.0% | $12,270+42.9% |