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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,715 | $64,716-64.9% | $112,258-79.8% | $68,495-66.8% |
| Participation rate | 34.3% | 67.2%-32.9pp | 75.1%-40.8pp | 67.9%-33.6pp |
| Annual return | -23.48% | -11.40%-12.1pp | 27.47%-51.0pp | -7.84%-15.6pp |
| Employer contribution / active EE | $1,723 | $2,746-37.3% | $3,636-52.6% | $2,596-33.6% |
| Participant deferral / active EE | $4,050 | $3,565+13.6% | $4,728-14.4% | $4,028+0.5% |
| Admin fee / account holder | $117 | $5,232-97.8% | $6,411-98.2% | $5,403-97.8% |