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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,955 | $53,127-17.3% | $86,597-49.2% | $70,131-37.3% |
| Participation rate | 74.1% | 65.3%+8.8pp | 73.5%+0.5pp | 69.5%+4.5pp |
| Annual return | 30.53% | 27.66%+2.9pp | 964.96%-934.4pp | 73.14%-42.6pp |
| Employer contribution / active EE | $1,730 | $2,068-16.4% | $2,840-39.1% | $2,342-26.2% |
| Participant deferral / active EE | $2,841 | $2,696+5.4% | $3,609-21.3% | $3,332-14.7% |
| Admin fee / account holder | $7,362 | $3,585+105.3% | $4,906+50.1% | $4,645+58.5% |