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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,747 | $102,422+40.3% | $147,117-2.3% | $80,959+77.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 9.52% | 135.16%-125.6pp | 420.54%-411.0pp | 35.67%-26.1pp |
| Employer contribution / active EE | $3,760 | $3,717+1.1% | $4,932-23.8% | $2,757+36.4% |
| Participant deferral / active EE | $8,726 | $6,652+31.2% | $8,065+8.2% | $4,300+102.9% |
| Admin fee / account holder | $31,039 | $7,953+290.3% | $12,993+138.9% | $6,925+348.2% |