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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,503 | $141,004-70.6% | $112,273-63.0% | $139,466-70.2% |
| Participation rate | 100.0% | 79.2%+20.8pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 9.09% | 32.75%-23.7pp | 30.23%-21.1pp | 373.66%-364.6pp |
| Employer contribution / active EE | $2,007 | $4,285-53.2% | $3,431-41.5% | $4,754-57.8% |
| Participant deferral / active EE | $7,750 | $5,878+31.9% | $4,800+61.5% | $6,712+15.5% |
| Admin fee / account holder | $315 | $9,959-96.8% | $7,752-95.9% | $11,409-97.2% |