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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,019 | $149,741-78.6% | $118,914-73.1% | $158,982-79.9% |
| Participation rate | 100.0% | 82.1%+17.9pp | 75.4%+24.6pp | 82.0%+18.0pp |
| Annual return | 8.84% | 19.94%-11.1pp | 35.89%-27.1pp | 302.99%-294.2pp |
| Employer contribution / active EE | $1,412 | $4,119-65.7% | $3,264-56.8% | $4,763-70.4% |
| Participant deferral / active EE | $8,667 | $5,226+65.9% | $4,266+103.2% | $5,983+44.8% |
| Admin fee / account holder | $525 | $8,607-93.9% | $6,582-92.0% | $11,252-95.3% |