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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,242 | $99,875+212.6% | $146,866+112.6% | $86,983+259.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 10.85% | 28.10%-17.2pp | 102.85%-92.0pp | 25.83%-15.0pp |
| Employer contribution / active EE | $8,036 | $3,224+149.3% | $4,425+81.6% | $2,584+211.0% |
| Participant deferral / active EE | $7,878 | $6,322+24.6% | $7,759+1.5% | $4,194+87.8% |
| Admin fee / account holder | $13,225 | $7,838+68.7% | $13,620-2.9% | $7,856+68.3% |