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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,949 | $157,304+78.6% | $141,197+99.0% | $152,909+83.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 10.99% | 64.34%-53.4pp | 71.41%-60.4pp | 345.46%-334.5pp |
| Employer contribution / active EE | $9,140 | $5,263+73.7% | $4,736+93.0% | $4,764+91.9% |
| Participant deferral / active EE | $9,105 | $7,111+28.0% | $6,710+35.7% | $5,851+55.6% |
| Admin fee / account holder | $14,767 | $12,126+21.8% | $10,265+43.9% | $11,601+27.3% |