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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,242 | $106,749+192.5% | $145,433+114.7% | $82,448+278.7% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 10.85% | 27.59%-16.7pp | 66.58%-55.7pp | 41.64%-30.8pp |
| Employer contribution / active EE | $8,036 | $3,444+133.3% | $4,554+76.5% | $2,551+215.0% |
| Participant deferral / active EE | $7,878 | $6,519+20.9% | $7,897-0.2% | $4,139+90.3% |
| Admin fee / account holder | $13,225 | $8,390+57.6% | $13,129+0.7% | $7,234+82.8% |