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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,713 | $148,623-63.9% | $135,974-60.5% | $139,466-61.5% |
| Participation rate | 45.5% | 83.9%-38.4pp | 81.9%-36.5pp | 80.3%-34.9pp |
| Annual return | 17.50% | 79.30%-61.8pp | 68.30%-50.8pp | 373.66%-356.2pp |
| Employer contribution / active EE | $7,137 | $5,246+36.0% | $4,859+46.9% | $4,754+50.1% |
| Participant deferral / active EE | $3,030 | $8,103-62.6% | $7,760-61.0% | $6,712-54.9% |
| Admin fee / account holder | $1,965 | $12,406-84.2% | $10,767-81.7% | $11,409-82.8% |