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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,381 | $157,296-96.6% | $141,191-96.2% | $152,897-96.5% |
| Participation rate | 91.7% | 84.8%+6.8pp | 82.5%+9.2pp | 82.5%+9.2pp |
| Annual return | 25.27% | 64.34%-39.1pp | 71.41%-46.1pp | 345.43%-320.2pp |
| Employer contribution / active EE | $2,340 | $5,262-55.5% | $4,736-50.6% | $4,764-50.9% |
| Participant deferral / active EE | $577 | $7,111-91.9% | $6,710-91.4% | $5,851-90.1% |
| Admin fee / account holder | $589 | $12,125-95.1% | $10,264-94.3% | $11,599-94.9% |