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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,529 | $175,231-7.8% | $149,696+7.9% | $139,466+15.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 159.04% | 166.77%-7.7pp | 134.46%+24.6pp | 373.66%-214.6pp |
| Employer contribution / active EE | $10,183 | $5,478+85.9% | $4,821+111.2% | $4,754+114.2% |
| Participant deferral / active EE | $4,086 | $6,521-37.3% | $5,682-28.1% | $6,712-39.1% |
| Admin fee / account holder | $608 | $16,155-96.2% | $13,212-95.4% | $11,409-94.7% |