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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,130 | $167,353-55.7% | $143,797-48.4% | $134,545-44.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -11.42% | 0.48%-11.9pp | -0.04%-11.4pp | 418.37%-429.8pp |
| Employer contribution / active EE | $8,444 | $5,620+50.2% | $4,952+70.5% | $4,742+78.1% |
| Participant deferral / active EE | $3,527 | $6,447-45.3% | $5,638-37.4% | $6,401-44.9% |
| Admin fee / account holder | $1,467 | $18,096-91.9% | $14,679-90.0% | $11,431-87.2% |