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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,511 | $85,766-34.1% | $136,298-58.5% | $70,126-19.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 12.35% | 31.46%-19.1pp | 5156.27%-5143.9pp | 73.15%-60.8pp |
| Employer contribution / active EE | $2,226 | $2,966-24.9% | $4,696-52.6% | $2,343-5.0% |
| Participant deferral / active EE | $5,177 | $5,051+2.5% | $6,247-17.1% | $3,332+55.4% |
| Admin fee / account holder | $2,903 | $5,421-46.4% | $9,244-68.6% | $4,645-37.5% |