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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,088 | $118,869-86.5% | $96,575-83.3% | $167,518-90.4% |
| Participation rate | 50.0% | 75.5%-25.5pp | 69.8%-19.8pp | 82.1%-32.1pp |
| Annual return | 14.08% | 50.49%-36.4pp | 37.79%-23.7pp | 478.71%-464.6pp |
| Employer contribution / active EE | $660 | $3,120-78.8% | $2,357-72.0% | $4,838-86.4% |
| Participant deferral / active EE | $1,562 | $4,616-66.2% | $3,849-59.4% | $6,342-75.4% |
| Admin fee / account holder | $141 | $8,067-98.2% | $6,182-97.7% | $12,312-98.9% |