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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,873 | $71,873-34.8% | $86,698-45.9% | $68,490-31.6% |
| Participation rate | 52.6% | 72.2%-19.6pp | 76.6%-24.0pp | 67.9%-15.3pp |
| Annual return | -16.43% | 3.54%-20.0pp | 35.96%-52.4pp | -7.85%-8.6pp |
| Employer contribution / active EE | $662 | $2,173-69.6% | $2,837-76.7% | $2,597-74.5% |
| Participant deferral / active EE | $1,872 | $3,779-50.5% | $4,656-59.8% | $4,028-53.5% |
| Admin fee / account holder | $7,662 | $6,110+25.4% | $7,492+2.3% | $5,403+41.8% |