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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,440 | $86,298-32.3% | $111,308-47.5% | $85,847-31.9% |
| Participation rate | 55.0% | 73.3%-18.3pp | 77.3%-22.3pp | 69.3%-14.3pp |
| Annual return | 11.04% | 19.99%-8.9pp | 54.67%-43.6pp | 318.61%-307.6pp |
| Employer contribution / active EE | $659 | $2,044-67.8% | $2,732-75.9% | $2,565-74.3% |
| Participant deferral / active EE | $1,703 | $3,641-53.2% | $4,487-62.1% | $3,952-56.9% |
| Admin fee / account holder | $852 | $8,189-89.6% | $7,965-89.3% | $6,261-86.4% |