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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,095 | $77,908-40.8% | $149,696-69.2% | $75,173-38.7% |
| Participation rate | 54.7% | 65.6%-10.9pp | 78.8%-24.1pp | 67.2%-12.5pp |
| Annual return | 15.34% | 31.73%-16.4pp | 134.46%-119.1pp | 160.72%-145.4pp |
| Employer contribution / active EE | $1,394 | $3,138-55.6% | $4,821-71.1% | $2,671-47.8% |
| Participant deferral / active EE | $3,120 | $3,411-8.5% | $5,682-45.1% | $4,126-24.4% |
| Admin fee / account holder | $289 | $5,950-95.1% | $13,212-97.8% | $5,651-94.9% |